
At Qliance, we believe traditional insurance should be there when you need it - for serious illnesses, major accidents and expensive, unanticipated events. In fact, insurance can interfere with routine primary and preventive care by reducing access to your doctor, shortening office visits and increasing costs. Although Qliance does not require patients to have insurance to become a member, we believe patients can optimize their health care with a combination of Qliance and a wrap-around insurance plan.
Insurance strategies for: Individuals
Qliance + HDHP allows you to spend less, but get more. A high deductible insurance plan allows you to maintain affordable insurance coverage for major medical problems while ensuring access to primary care for your routine medical needs.
Qliance + HSA or HRA may allow you to pay for your monthly care fee with tax-exempt funds you deposit each month in your HSA. An HSA allows you to pay for medical expenses not covered by your insurance*. (*Qualified medical expenses only.www.irs.gov)
For exceptional, all-around coverage, Qliance + HDHP + HSA allows you to use Qliance to the fullest with the secure coverage of a HDHP and a HSA. By using your HSA funds to pay your Qliance monthly care fee, you may realize tax savings while maintaining affordable catastrophic coverage.
Please check with your plan administrator to ensure your Qliance monthly care fee is accepted as a qualified medical expense.
Insurance strategies for: Medicare
If you are currently paying for a Medicare supplement (Medigap,) switching to a Medicare Advantage Plan may save you money. When paired with Qliance, these plans offer a range of covered benefits and services and can wonderfully complement our services. Best of all, Medicare Advantage plans offer a broad range of prices per month.
Larry Cook - President and CEO of the Seniors Insurance Group at their Medicare Hotline
(206) 307-5585.
*Larry Cook is not affiliated with Qliance and does not receive payment for any services provided.
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Please call Member Services at 1-877-Qliance to learn how Qliance plus a wrap-around insurance plan can work for you.
Please Note: Qliance is not an insurance broker nor do we solicit insurance business. The recommendations and opinions expressed herein are those of Qliance and not necessarily those of any of the third parties including the brokers listed.
In addition, Qliance has been advised by its professional advisors that the views expressed by Qliance as to the use of these various tax-favored plans are essentially correct. Qliance cannot offer tax advice or suggest that you rely on the advice it has received. Your individual tax advisor or consultant should be contacted for guidance before you actually utilize any of these tax-favored plans in connection with the payment of Qliance fees